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Sofia added a flourish with layers of silver and gold necklaces, and wrapped several metallic bangles around her wrists, and sat al fresco at a miniature white table, laughing and joking with friends.

Just keeping up with every denim trend that comes along means you'll own at least one pair of skinnies, boyfriend, mom, flared, distressed, high waisted, embroidered, low rise and cropped jeans. Plus there's a move towards 1990s style straight leg denims like this pair seen on Sofia Richie, so that's another option you need to cover off.Borrowers withdrew more than £15million in cash a day on their credit cards last month – fuelling fears that Britain is in the grip of a dangerous debt binge.Figures from industry group UK Finance showed £468million of cash was withdrawn on credit cards in August, the biggest monthly total since 2009 during the last financial crisis.Figures from uk show the average interest rate on cash withdrawn on credit card is 27 per cent.By contrast, a personal loan of £3,000 typically has an interest rate of 15.4 per cent while the average charge on a £5,000 loan is 7.3 per cent.

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