Fast and easy credit card consolidating

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Thankfully, for those with a good enough credit score, there are personal loan options available that can be much better than many other alternatives.Using a personal loan for credit consolidation could substantially lower how much you pay in interest.This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.If you prefer that we do not use this information, you may opt out of online behavioral advertising. If so, make sure you always pay at least the minimum on each card.

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Consolidating your debt can let you combine several higher-interest balances into one with a lower rate, so you can pay down your debt faster without increasing payment amounts.

Here are two common ways to consolidate debt: The material provided on this website is for informational use only and is not intended for financial or investment advice.

If you pay more than the minimum, you’ll pay less in interest overall.

Your card company is required to chart this out for you on your statement, so you can see how it applies to your bill. Every dollar over the minimum payment goes toward your balance—and the smaller your balance, the less you have to pay in interest.

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