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Munger: I don’t think it was desirable that it lost its contract with Costco [COST]. Here are examples of how other platform companies have handled this problem: AXP discovered that by heavily subsidizing the consumer-side via rewards to bring in big spenders, it could heavily charge the merchant side and minimally charge the consumer side.Again, that’s an example of what tough capitalism is. Munger: Yeah, what happened is you just keep receding and receding. (emphasis added)[1] Amex had one of the most durable business models ever designed. The heavy charges on merchants funded AXP’s spending on rewards for cardholders.Transfers must be in increments of 1,250 Club Rewards Points.

** Points transfer is not available in certain countries.The worldwide trend was recently acknowledged by Hollywood with the release of the first big budget animated film about Lego, ‘The Lego movie’, a playful, original and thoughtful take on our modern world.If you have an American Express Membership Rewards, Citi Thank You® Rewards, or a Diners Club account, more Hilton Honors Points could be just a click away.In a world feeling more and more jaded, Lego is ultimately the symbol of a positive, keep-it-simple, constructivist approach to life.We had a look at the most beloved Lego series and projects for adults that foster education, research, creative thinking and even inspire art and interior design.

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